T上西北

原则

生活的各个方面都有原则,自己去遵守,但是时长会有人因为你坚持原则而笑话你,此时应该不屑。到底对不对,需要看结果。也许现在的结果不好,但是从长远的角度看,最终胜的还是遵守原则的人。

原则是一种道德操守,做事态度,以及自己操守理念。不要以为原则就是顽固不化,呆板的代名词,反而是自己精神建筑上的最高层。

每个人都有贪念,这样导致了投机,投机时,总有一部分赢,一部分输。投机也意味着贪心,贪心是输的罪魁祸首。

有这样一种人,投机,但是对投机的事情不懂,这是非常可怕的,如果再加上贪心,这就更可怕了。

原则,在于你自己的坚持。每个人都有理念,但是遇到事情又怎么样了呢?坚持最可贵。

这是我的不对

昨天晚上和Lisa大吵了一顿。完之后我心情非常不好,我相信Lisa应该也和我一样吧。后来我分析了一下,责任还是在我这里。

正如Lisa所说,我真是一个工作狂。要是工作起来,连饭都可以不吃。不过想想现在。自己的身份已经改变了,以后除了工作,还有自己的家庭。这次也算是对自己提一个醒吧。

一直以来,我自己都觉得对生活没有对工作认真。在生活发生的事情上,我显得不是那么积极,有些事情不是特别着急,自己是不大会去积极去处理。就拿换房子的事情,一拖拖了几个月,我自己都不好意思了,但是对于工作就不一样。真是可笑。

这几个月,对于生活上的事情,我一直不上心,有时候自己想去做点什么,但是发现自己还是不能完完全全投入到里面去。说实话,在这段时间里我觉得特别对不起Lisa,要不是她,一些事情都不知道怎么办呢。尽管这样,我觉得自己已经比原来上心了一些,也许这点上心对于别人来说根本不值什么,但是对于我来说,我觉得自己真不容易。即便如此,离我心中的目标还差很远。

我时刻都在考虑为什么会造成这样的局面?答案是与我这几年的生活经历有太大关系。因为前几年,我太忽略了生活,在生活上,过得太简单,除了一些爱好外,自己好像也没关心什么。人闲惯了,突然一下子紧张起来真是有点不习惯啊。

除此之外,我发现自己在生活上的沟通真的得再进一步。Lisa已经说过很多次了。没有沟通,人家就不知道你的想法,如果碰上一个特别着急的人,他会跟你着急。沟通的好处不用我多说,即使不可以,说出来了就有商量啊。

如果我在生活上的处理方式能和工作上,那多好啊。真TMD的是个工作狂啊。

总结一下,必须提高一下的能力:

  1. 沟通能力
  2. 执行能力
  3. 尊重家人,重视家人,让自己的生活焕发起来

以此文章为起点,努力。

Berkshire投资50亿美元到高盛

今天和往常一样看新闻,看见Forbes有一篇文章Berkshire buying $5 billion stake in Goldman Sachs .

在这个时期,巴菲特的行为无疑有点赌博的性质。不过,这也给当前的环境注入一丝新希望。

该文全文如下:

注意:该文来自http://www.forbes.com/feeds/ap/2008/09/23/ap5462406.html ,版权属于原文章所描述的版权。

OMAHA, Neb. –

Warren Buffett’s Berkshire Hathaway Inc. is investing at least $5 billion in Goldman Sachs, a huge vote of confidence for one of the survivors of the credit crisis that felled two of its investment banking peers.

In addition to buying $5 billion in preferred stock, Berkshire also got warrants to buy another $5 billion in Goldman’s common stock. Goldman also said late Tuesday it would raise another $2.5 billion in its own public stock offering.

The news sent shares of Goldman Sachs and stock index futures soaring in electronic trading, after the Dow Jones Industrial Average posted a triple-digit decline for the second day in a row.

It also could lead to new probing questions from lawmakers for Treasury Secretary Hank Paulson, a former co-CEO of Goldman Sachs. He and Federal Reserve Chairman Ben Bernanke told Congress hours earlier that quick action on a $700 billion bailout measure for financial services firms was needed to prevent economic havoc.

Goldman Sachs’ shares had been tumbling ahead of the announcement of the government rescue plan last Friday as investors feared it could face the same kinds of funding squeezes as Bear Stearns and Lehman. Now members of Congress have to deal what may look to many taxpayers like Wall Street is already cashing in.

Buffett, one of the most successful investors in history, made no mention of what is happening in Washington, but he did heap praise on the New York-based company.

"Goldman Sachs is an exceptional institution," the chairman and CEO of Berkshire Hathaway said in a news release. "It has an unrivaled global franchise, a proven and deep management team and the intellectual and financial capital to continue its track record of outperformance."

Buffett’s investment comes two days after Goldman Sachs Group Inc. and Morgan Stanley, the last two independent investment banks on Wall Street, won approval from the Federal Reserve to change their status to bank holding companies.

By becoming commercial banks, the two companies avoided the fate of Bear Stearns and Lehman Brothers – the first taken over in a fire sale and the second now bankrupt – by giving them broader access to borrow federal money and the ability to build a stable base of deposits.

But it also comes with closer regulatory oversight that likely limit its ability to generate the kinds of sky high profits that were topped by few others companies.

The strict rules set by the Federal Reserve will limit opportunities for big payoffs from what is known as proprietary trading, using borrowed funds to place high-octane bets on everything from the price of oil to currencies and other commodities.

Berkshire’s preferred stock in Goldman will pay 10 percent and can be bought back any time at 10 percent premium. The warrants allow Berkshire to buy $5 billion in common stock at $115 per share any time over the next five years.

Goldman’s shares rose $4.27, or 3.5 percent, to close at $125.05 Tuesday in the regular trading session, and jumped another $8.46, or 6.8 percent, to $133.20 in after-hours trading following the announcement of Buffett’s investment.

Morgan Stanley’s shares rose 91 cents, or 3.4 percent, to $28 in the regular session, then soared $3, or 10.7 percent, to $31 in after-hours trading.

Morgan Stanley got its own cash infusion on Monday, agreeing to sell a 20 percent stake for more than $8 billion to Mitsubishi UFJ Financial Group Inc., Japan’s largest bank.

Mark Lane, an analyst who follows Goldman for William Blair & Co. in Chicago, said he had expected Goldman and Morgan Stanley to raise capital after getting the Fed’s approval to become bank holding companies.

Buffett’s investment "sends a pretty strong message of support for the independent-bank business model," Lane said. "It sends a stabilizing signal to the market."

On Sept. 14, the No. 4 investment bank, Lehman Brothers, filed for the largest bankruptcy in U.S. history, weighed down by fouled commercial real estate holdings and a loss of faith from investors, and on the same day ailing Merrill Lynch & Co. arranged a hasty deal to be bought by Bank of America Corp.

Wall Street’s troubles came as a freeze-up in credit markets threatened to clog the global financial system. The U.S. government arranged an $85 billion loan last week to rescue the huge insurer American International Group Inc. and is seeking approval from Congress to buy back some $700 billion in bad mortgages and other toxic debts from financial institutions.

A message left for a Berkshire spokeswoman seeking further comment on the transaction wasn’t immediately returned Tuesday. Berkshire officials do not typically comment on its stock investments beyond what they are legally required to disclose.

A spokeswoman at Goldman Sachs said no one was immediately available to talk about the deal.

At last report, Berkshire had total assets of nearly $278 billion, including significant stakes in companies such as Wells Fargo & Co., American Express and the Washington Post Co.

AP Business Writer Marcy Gordon in Washington contributed to this report.

Copyright 2008 Associated Press. All rights reserved. This material may not be published broadcast, rewritten, or redistributed

 

最后说一下我的观点:

我之所以关注高盛,因为有一段时间和高盛有接触。美国的几大投行都没了。最后的GS和 Morgan Stanley也转成银行实体了。美国政府也没办法,只能特批。

最近巴菲特出手比较频繁,虽然很多公司估值已经很低了,但是仍然有很多不确定性。希望巴菲特一世英名不要再晚节不保啦。